Going to the laundromat to wash and dry clothes can be a hassle and take up a good chunk of your time. If you do not have cash to purchase a washer and dryer and you are skeptical about charging these high ticket items due to the interest rate that you will be charged, applying for a personal loan may be a better option. A personal loan that comes with a fixed interest rate, no origination fee, and no penalties for an early payoff will be your best bet.
You own a lovely diamond ring, be it a wedding, engagement, or inherited gem. While you love your diamond, you also know you have a valuable gem on your hands and you need funds for an emergency or to pay for a recent expense.
You don't want to pawn or sell your diamond ring but it's one of the main assets you have that you can get a decent amount of money for as collateral for a loan.