Understanding The Eligibility Requirements For A VA Home Loan

The US government provides a wealth of resources for veterans, including the VA home loan programs. In order to qualify for a VA home loan, applicants must meet certain eligibility requirements. If you are a veteran and are interested in purchasing or refinancing your home, here are some of the eligibility requirements you'll need to be aware of before filing your application. Length Of Service Requirements To receive a certificate of eligibility for a VA loan, you'll need to meet certain requirements for your length of active duty service.

Refinancing With A VA Mortgage To Withdraw Home Equity

A common perception of VA mortgages is that they are intended solely for the initial purchase of a home. However, the VA program also guarantees other loan uses. Eligible veterans can refinance most existing loans with a new mortgage from the Department of Veterans Affairs, withdrawing their home equity in the process. The existing mortgage on a home refinanced through the Department of Veterans Affairs does not have to be a VA loan.

How To Prepare For The Home Loan Application Process

When you've decided to take the leap and look for a home to purchase, one of the most disappointing things that can happen is finding out you can't get a loan. Luckily, there are several things that you can do to prepare for the home loan application process in order to increase your chances of approval.   Make Sure Your Credit Reports Are Accurate Before you even begin to fix problems with your credit, you should make sure that your credit reports are accurate to begin with.

Selling Gold: Three Ways To Maximize The Price You Get

Everywhere you turn, there are adverts urging you to sell your gold, and selling old gold coins or jewelry can be a great way to add a few dollars to your pocket. However, you want to ensure you get the best price. Here are three tips to help you maximize your gold selling efforts: 1. Sell as much as possible Keep in mind that when you sell gold, it takes the buyer time to look through your stash and deal with the logistics of setting up an appointment and cutting you a check.

The Pros And Cons Of Quick Loans

You've got bills to pay, mouths to feed, and payday isn't for another week. What are you going to do? Situations like this are all too common, and it can be incredibly stressful to find yourself in need of money. Thankfully, there is an option to help you pull through: quick loans. What is a Quick Loan? Basically, a quick loan is a smaller-scale version of a traditional loan that you might get at the bank.